Your needs first
Clarify who you want to cover and which everyday situations matter to you. Tunoo supports you in comparing the available offers.
- Your personal living and household situation.
- Which people should be co-insured under the plan you want.
- The excess you want.
- Special situations you would like to raise in the advice session.

What to look at when comparing
- Sums insured and the specific people insured.
- Benefits, exclusions and special limits.
- Topics relevant to you, such as lost keys or damage to rented property.
- Premium, terms and existing cover.
The specific cover depends on the plan offered and the contract documents. A product name alone does not tell you which individual benefits are insured.
Check and apply
- Clarify your needs and details.
- Look at the available suggestions and relevant documents.
- Answer the required application questions carefully.
- Check the summary and approve the submission.
- Wait for the insurer’s decision and confirmed terms.
At your side afterwards, too
A mishap has happened. Describe what happened and provide the documents you have. Tunoo supports you in preparing the claim notification and with queries from the insurer.
Costs, selection and approvals
Comparison and application via Tunoo are free of charge for you. For the brokerage, Tunoo receives commissions from insurers or brokerage partners. The comparison covers the connected insurers and available plans. The insurer decides on acceptance and benefits.
Check recognised details and prepared texts. Contract applications, paid services and sharing private documents require your corresponding consent. An AI answer may be incomplete or wrong; the original documents remain important.